Occupational Therapists Salary in Tennessee: Cost of Living Adjusted (2024)

What does a Occupational Therapists salary really buy you in Tennessee?

Tennessee is 8.2% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-04-02

Nominal Salary
$94,750
Median annual (2024)
+8.9%
Real Purchasing Power
$103,213
COL-adjusted (RPP=91.8)

Tennessee Cost of Living Index

Tennessee's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Occupational Therapists earning $94,750 in Tennessee has the equivalent purchasing power of $103,213 in an average-cost US state.

TN: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Tennessee's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $70,810 $77,135 +$6,325
25th Percentile (P25) $77,700 $84,640 +$6,940
Median (P50) $94,750 $103,213 +$8,463
75th Percentile (P75) $104,760 $114,117 +$9,357
90th Percentile (P90) $115,080 $125,359 +$10,279
Key Insight

A Occupational Therapists in Tennessee earns $94,750 on paper, but low living costs mean your money goes 9% further — like earning $103,213 in an average-cost state. This makes Tennessee one of the best value states for this occupation.

Best States for Occupational Therapists (After Cost of Living)

Where does Occupational Therapists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$112,083
RPP 88.8
$109,965
RPP 86.6
$108,808
RPP 87.3
4. Alabama
$108,587
RPP 87.8
$106,450
RPP 91.0
6. Georgia
$105,730
RPP 95.8
7. Nevada
$105,300
RPP 96.4
$105,110
RPP 90.6
9. Kansas
$104,822
RPP 90.0
10. Tennessee
$103,213
RPP 91.8

Tennessee ranks #10 out of 51 states for Occupational Therapists after cost-of-living adjustment.

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How much do you actually take home? See Occupational Therapists take-home pay in Tennessee after taxes →

Frequently Asked Questions

What is the real salary for a Occupational Therapists in Tennessee after cost of living?

A Occupational Therapists in Tennessee earns a median salary of $94,750 per year. After adjusting for Tennessee's cost of living (RPP=91.8), the real purchasing power is $103,213 — a +8.9% difference.

Is Tennessee expensive to live in?

Tennessee's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Tennessee is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Occupational Therapists in Tennessee: $94,750 x (100 / 91.8) = $103,213. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Occupational Therapists in Tennessee financially?

From a purchasing power perspective, yes. A Occupational Therapists in Tennessee enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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Cities in Tennessee
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Colleges in Tennessee
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