Occupational Therapists Salary in Maryland: Cost of Living Adjusted (2024)

What does a Occupational Therapists salary really buy you in Maryland?

Maryland is 5.0% pricier than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-04-02

Nominal Salary
$100,430
Median annual (2024)
-4.8%
Real Purchasing Power
$95,647
COL-adjusted (RPP=105.0)

Maryland Cost of Living Index

Maryland's Regional Price Parity (RPP) is 105.0, meaning prices are 5.0% higher the national average. A Occupational Therapists earning $100,430 in Maryland has the equivalent purchasing power of $95,647 in an average-cost US state.

MD: 105.0
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Maryland's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $72,620 $69,161 $-3,458
25th Percentile (P25) $82,630 $78,695 $-3,934
Median (P50) $100,430 $95,647 $-4,782
75th Percentile (P75) $118,830 $113,171 $-5,658
90th Percentile (P90) $128,160 $122,057 $-6,102
Key Insight

While $100,430 sounds high, Maryland's elevated cost of living erases 5% of that salary's purchasing power. Your real buying power is $95,647. Consider whether the higher pay offsets the higher costs.

Best States for Occupational Therapists (After Cost of Living)

Where does Occupational Therapists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$112,083
RPP 88.8
$109,965
RPP 86.6
$108,808
RPP 87.3
4. Alabama
$108,587
RPP 87.8
$106,450
RPP 91.0
6. Georgia
$105,730
RPP 95.8
7. Nevada
$105,300
RPP 96.4
$105,110
RPP 90.6
9. Kansas
$104,822
RPP 90.0
10. Tennessee
$103,213
RPP 91.8

Maryland ranks #25 out of 51 states for Occupational Therapists after cost-of-living adjustment.

What To Do Next

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How much do you actually take home? See Occupational Therapists take-home pay in Maryland after taxes →

Frequently Asked Questions

What is the real salary for a Occupational Therapists in Maryland after cost of living?

A Occupational Therapists in Maryland earns a median salary of $100,430 per year. After adjusting for Maryland's cost of living (RPP=105.0), the real purchasing power is $95,647 — a -4.8% difference.

Is Maryland expensive to live in?

Maryland's cost of living is 5.0% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Maryland is 105.0 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Occupational Therapists in Maryland: $100,430 x (100 / 105.0) = $95,647. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Maryland offset the salary?

Partially — a Occupational Therapists's nominal salary of $100,430 in Maryland has 4.8% less purchasing power due to higher living costs. The real value is $95,647. However, Maryland may offer better career opportunities, networking, and industry access.

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