How much does a Occupational Therapists actually take home in Maryland?
Progressive (up to 5.8%) — 26.2% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Occupational Therapists earning $100,430 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $100,430 | — |
| Federal Income Tax | -$13,935 | 13.9% |
| Maryland State Income Tax | -$4,719 | 4.7% |
| Social Security (OASDI) | -$6,226 | 6.2% |
| Medicare | -$1,456 | 1.5% |
| Total Taxes | -$26,337 | 26.2% |
| Take-Home Pay | $74,092 | 73.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Occupational Therapists in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $72,620 | -$16,769 | $55,850 | 23.1% |
| 25th Percentile (P25) | $82,630 | -$20,213 | $62,416 | 24.5% |
| Median (P50) | $100,430 | -$26,337 | $74,092 | 26.2% |
| 75th Percentile (P75) | $118,830 | -$32,787 | $86,042 | 27.6% |
| 90th Percentile (P90) | $128,160 | -$36,214 | $91,945 | 28.3% |
After federal income tax ($13,935), state tax ($4,719), and FICA ($7,682), a Occupational Therapists in Maryland takes home $74,092 per year — or $6,174 per month. The effective tax rate of 26.2% is moderate compared to the national range.
Where does a Occupational Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #11 out of 51 states for Occupational Therapists after-tax take-home pay.
A Occupational Therapists in Maryland earning a median salary of $100,430 will take home approximately $74,092 per year after federal income tax ($13,935), state income tax ($4,719), and FICA ($7,682). That is $6,174 per month or $2,849 per bi-weekly paycheck.
The effective total tax rate for a Occupational Therapists in Maryland is 26.2%, broken down as: federal income tax 13.9%, Maryland state tax 4.7%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Occupational Therapists's median salary of $100,430, the state income tax amounts to $4,719 per year, which is an effective state rate of 4.7%.
After all taxes, a Occupational Therapists in Maryland takes home approximately $6,174 per month, or about $35.62 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $100,430 for Occupational Therapists in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $74,092/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR