Occupational Therapists Salary in Indiana: Cost of Living Adjusted (2024)

What does a Occupational Therapists salary really buy you in Indiana?

Indiana is 8.2% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-04-02

Nominal Salary
$86,440
Median annual (2024)
+8.9%
Real Purchasing Power
$94,161
COL-adjusted (RPP=91.8)

Indiana Cost of Living Index

Indiana's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Occupational Therapists earning $86,440 in Indiana has the equivalent purchasing power of $94,161 in an average-cost US state.

IN: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Indiana's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $61,940 $67,472 +$5,532
25th Percentile (P25) $76,260 $83,071 +$6,811
Median (P50) $86,440 $94,161 +$7,721
75th Percentile (P75) $101,120 $110,152 +$9,032
90th Percentile (P90) $111,720 $121,699 +$9,979
Key Insight

A Occupational Therapists in Indiana earns $86,440 on paper, but low living costs mean your money goes 9% further — like earning $94,161 in an average-cost state. This makes Indiana one of the best value states for this occupation.

Best States for Occupational Therapists (After Cost of Living)

Where does Occupational Therapists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$112,083
RPP 88.8
$109,965
RPP 86.6
$108,808
RPP 87.3
4. Alabama
$108,587
RPP 87.8
$106,450
RPP 91.0
6. Georgia
$105,730
RPP 95.8
7. Nevada
$105,300
RPP 96.4
$105,110
RPP 90.6
9. Kansas
$104,822
RPP 90.0
10. Tennessee
$103,213
RPP 91.8

Indiana ranks #32 out of 51 states for Occupational Therapists after cost-of-living adjustment.

What To Do Next

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How much do you actually take home? See Occupational Therapists take-home pay in Indiana after taxes →

Frequently Asked Questions

What is the real salary for a Occupational Therapists in Indiana after cost of living?

A Occupational Therapists in Indiana earns a median salary of $86,440 per year. After adjusting for Indiana's cost of living (RPP=91.8), the real purchasing power is $94,161 — a +8.9% difference.

Is Indiana expensive to live in?

Indiana's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Indiana is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Occupational Therapists in Indiana: $86,440 x (100 / 91.8) = $94,161. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Occupational Therapists in Indiana financially?

From a purchasing power perspective, yes. A Occupational Therapists in Indiana enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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Cities in Indiana
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Colleges in Indiana
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