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Occupational Therapist Salary in Minnesota: Cost of Living Adjusted (2024)

What does a Occupational Therapist salary really buy you in Minnesota?

Minnesota is 2.3% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$85,040
Median annual (2024)
+2.4%
Real Purchasing Power
$87,041
COL-adjusted (RPP=97.7)

Minnesota Cost of Living Index

Minnesota's Regional Price Parity (RPP) is 97.7, meaning prices are 2.3% lower the national average. A Occupational Therapist earning $85,040 in Minnesota has the equivalent purchasing power of $87,041 in an average-cost US state.

MN: 97.7
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Minnesota's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $62,790 $64,268 +$1,478
25th Percentile (P25) $78,580 $80,429 +$1,849
Median (P50) $85,040 $87,041 +$2,001
75th Percentile (P75) $98,740 $101,064 +$2,324
90th Percentile (P90) $105,320 $107,799 +$2,479
Key Insight

Minnesota's cost of living is close to the national average, so $85,040 keeps most of its value at $87,041 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Occupational Therapist (After Cost of Living)

Where does Occupational Therapist salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$116,565
RPP 88.8
$114,722
RPP 86.6
$109,032
RPP 91.0
4. Nevada
$108,682
RPP 96.4
5. Alabama
$108,667
RPP 87.8
6. Kansas
$107,777
RPP 90.0
$106,195
RPP 112.5
$105,761
RPP 87.3
9. Ohio
$104,786
RPP 91.5
10. Tennessee
$104,607
RPP 91.8

Minnesota ranks #46 out of 50 states for Occupational Therapist after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Occupational Therapist in Minnesota after cost of living?

A Occupational Therapist in Minnesota earns a median salary of $85,040 per year. After adjusting for Minnesota's cost of living (RPP=97.7), the real purchasing power is $87,041 — a +2.4% difference.

Is Minnesota expensive to live in?

Minnesota's cost of living is 2.3% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Minnesota is 97.7 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Occupational Therapist in Minnesota: $85,040 x (100 / 97.7) = $87,041. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Occupational Therapist in Minnesota financially?

From a purchasing power perspective, yes. A Occupational Therapist in Minnesota enjoys 2.4% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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