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Occupational Therapist Salary in Indiana: Cost of Living Adjusted (2024)

What does a Occupational Therapist salary really buy you in Indiana?

Indiana is 8.2% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$93,500
Median annual (2024)
+8.9%
Real Purchasing Power
$101,851
COL-adjusted (RPP=91.8)

Indiana Cost of Living Index

Indiana's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Occupational Therapist earning $93,500 in Indiana has the equivalent purchasing power of $101,851 in an average-cost US state.

IN: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Indiana's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $63,160 $68,801 +$5,641
25th Percentile (P25) $79,090 $86,154 +$7,064
Median (P50) $93,500 $101,851 +$8,351
75th Percentile (P75) $103,890 $113,169 +$9,279
90th Percentile (P90) $121,310 $132,145 +$10,835
Key Insight

A Occupational Therapist in Indiana earns $93,500 on paper, but low living costs mean your money goes 9% further — like earning $101,851 in an average-cost state. This makes Indiana one of the best value states for this occupation.

Best States for Occupational Therapist (After Cost of Living)

Where does Occupational Therapist salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$116,565
RPP 88.8
$114,722
RPP 86.6
$109,032
RPP 91.0
4. Nevada
$108,682
RPP 96.4
5. Alabama
$108,667
RPP 87.8
6. Kansas
$107,777
RPP 90.0
$106,195
RPP 112.5
$105,761
RPP 87.3
9. Ohio
$104,786
RPP 91.5
10. Tennessee
$104,607
RPP 91.8

Indiana ranks #19 out of 50 states for Occupational Therapist after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Occupational Therapist in Indiana after cost of living?

A Occupational Therapist in Indiana earns a median salary of $93,500 per year. After adjusting for Indiana's cost of living (RPP=91.8), the real purchasing power is $101,851 — a +8.9% difference.

Is Indiana expensive to live in?

Indiana's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Indiana is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Occupational Therapist in Indiana: $93,500 x (100 / 91.8) = $101,851. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Occupational Therapist in Indiana financially?

From a purchasing power perspective, yes. A Occupational Therapist in Indiana enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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