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Occupational Therapist Salary in Illinois: Cost of Living Adjusted (2024)

What does a Occupational Therapist salary really buy you in Illinois?

Illinois is near the US average cost of living

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$98,900
Median annual (2024)
-1.3%
Real Purchasing Power
$97,630
COL-adjusted (RPP=101.3)

Illinois Cost of Living Index

Illinois's Regional Price Parity (RPP) is 101.3, meaning prices are 1.3% higher the national average. A Occupational Therapist earning $98,900 in Illinois has the equivalent purchasing power of $97,630 in an average-cost US state.

IL: 101.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Illinois's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $67,530 $66,663 $-866
25th Percentile (P25) $79,930 $78,904 $-1,025
Median (P50) $98,900 $97,630 $-1,269
75th Percentile (P75) $107,710 $106,327 $-1,382
90th Percentile (P90) $128,810 $127,156 $-1,653
Key Insight

Illinois's cost of living is close to the national average, so $98,900 keeps most of its value at $97,630 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Occupational Therapist (After Cost of Living)

Where does Occupational Therapist salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$116,565
RPP 88.8
$114,722
RPP 86.6
$109,032
RPP 91.0
4. Nevada
$108,682
RPP 96.4
5. Alabama
$108,667
RPP 87.8
6. Kansas
$107,777
RPP 90.0
$106,195
RPP 112.5
$105,761
RPP 87.3
9. Ohio
$104,786
RPP 91.5
10. Tennessee
$104,607
RPP 91.8

Illinois ranks #29 out of 50 states for Occupational Therapist after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Occupational Therapist in Illinois after cost of living?

A Occupational Therapist in Illinois earns a median salary of $98,900 per year. After adjusting for Illinois's cost of living (RPP=101.3), the real purchasing power is $97,630 — a -1.3% difference.

Is Illinois expensive to live in?

Illinois's cost of living is 1.3% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Illinois is 101.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Occupational Therapist in Illinois: $98,900 x (100 / 101.3) = $97,630. This represents what the salary would be worth in a state with average living costs.

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