How much does a Mechanical Engineers actually take home in Massachusetts?
5.0% flat rate — 27.1% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Mechanical Engineers earning $108,490 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $108,490 | — |
| Federal Income Tax | -$15,708 | 14.5% |
| Massachusetts State Income Tax | -$5,424 | 5.0% |
| Social Security (OASDI) | -$6,726 | 6.2% |
| Medicare | -$1,573 | 1.5% |
| Total Taxes | -$29,432 | 27.1% |
| Take-Home Pay | $79,057 | 72.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Mechanical Engineers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $76,000 | -$18,175 | $57,825 | 23.9% |
| 25th Percentile (P25) | $86,060 | -$21,660 | $64,399 | 25.2% |
| Median (P50) | $108,490 | -$29,432 | $79,057 | 27.1% |
| 75th Percentile (P75) | $132,740 | -$38,187 | $94,552 | 28.8% |
| 90th Percentile (P90) | $165,120 | -$50,054 | $115,065 | 30.3% |
After federal income tax ($15,708), state tax ($5,424), and FICA ($8,299), a Mechanical Engineers in Massachusetts takes home $79,057 per year — or $6,588 per month. The effective tax rate of 27.1% is moderate compared to the national range.
Where does a Mechanical Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #9 out of 51 states for Mechanical Engineers after-tax take-home pay.
A Mechanical Engineers in Massachusetts earning a median salary of $108,490 will take home approximately $79,057 per year after federal income tax ($15,708), state income tax ($5,424), and FICA ($8,299). That is $6,588 per month or $3,040 per bi-weekly paycheck.
The effective total tax rate for a Mechanical Engineers in Massachusetts is 27.1%, broken down as: federal income tax 14.5%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Mechanical Engineers's median salary of $108,490, the state income tax amounts to $5,424 per year, which is an effective state rate of 5.0%.
After all taxes, a Mechanical Engineers in Massachusetts takes home approximately $6,588 per month, or about $38.01 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $108,490 for Mechanical Engineers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $79,057/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR