How much does a Locomotive Engineers actually take home in Iowa?
3.9% flat rate — 24.0% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Locomotive Engineers earning $85,450 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $85,450 | — |
| Federal Income Tax | -$10,640 | 12.5% |
| Iowa State Income Tax | -$3,332 | 3.9% |
| Social Security (OASDI) | -$5,297 | 6.2% |
| Medicare | -$1,239 | 1.5% |
| Total Taxes | -$20,509 | 24.0% |
| Take-Home Pay | $64,940 | 76.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Locomotive Engineers in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $61,420 | -$12,480 | $48,939 | 20.3% |
| 25th Percentile (P25) | $74,650 | -$16,886 | $57,763 | 22.6% |
| Median (P50) | $85,450 | -$20,509 | $64,940 | 24.0% |
| 75th Percentile (P75) | $86,830 | -$20,972 | $65,857 | 24.2% |
| 90th Percentile (P90) | $86,830 | -$20,972 | $65,857 | 24.2% |
After federal income tax ($10,640), state tax ($3,332), and FICA ($6,536), a Locomotive Engineers in Iowa takes home $64,940 per year — or $5,411 per month. The effective tax rate of 24.0% is relatively low compared to the national range.
Where does a Locomotive Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #4 out of 35 states for Locomotive Engineers after-tax take-home pay.
A Locomotive Engineers in Iowa earning a median salary of $85,450 will take home approximately $64,940 per year after federal income tax ($10,640), state income tax ($3,332), and FICA ($6,536). That is $5,411 per month or $2,497 per bi-weekly paycheck.
The effective total tax rate for a Locomotive Engineers in Iowa is 24.0%, broken down as: federal income tax 12.5%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Locomotive Engineers's median salary of $85,450, the state income tax amounts to $3,332 per year, which is an effective state rate of 3.9%.
After all taxes, a Locomotive Engineers in Iowa takes home approximately $5,411 per month, or about $31.22 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $85,450 for Locomotive Engineers in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $64,940/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR