What does a Insurance Sales Agents salary really buy you in Tennessee?
Tennessee is 8.2% cheaper than the US averageData: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-04-02
Tennessee's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Insurance Sales Agents earning $47,930 in Tennessee has the equivalent purchasing power of $52,211 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Tennessee's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $31,510 | $34,324 | +$2,814 |
| 25th Percentile (P25) | $36,760 | $40,043 | +$3,283 |
| Median (P50) | $47,930 | $52,211 | +$4,281 |
| 75th Percentile (P75) | $75,200 | $81,917 | +$6,717 |
| 90th Percentile (P90) | $105,300 | $114,705 | +$9,405 |
A Insurance Sales Agents in Tennessee earns $47,930 on paper, but low living costs mean your money goes 9% further — like earning $52,211 in an average-cost state. This makes Tennessee one of the best value states for this occupation.
Where does Insurance Sales Agents salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Tennessee ranks #40 out of 49 states for Insurance Sales Agents after cost-of-living adjustment.
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How much do you actually take home? See Insurance Sales Agents take-home pay in Tennessee after taxes →
A Insurance Sales Agents in Tennessee earns a median salary of $47,930 per year. After adjusting for Tennessee's cost of living (RPP=91.8), the real purchasing power is $52,211 — a +8.9% difference.
Tennessee's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Tennessee is 91.8 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Insurance Sales Agents in Tennessee: $47,930 x (100 / 91.8) = $52,211. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Insurance Sales Agents in Tennessee enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.