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Insurance Agent Salary in Kansas: Cost of Living Adjusted (2024)

What does a Insurance Agent salary really buy you in Kansas?

Kansas is 10.0% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$60,920
Median annual (2024)
+11.1%
Real Purchasing Power
$67,688
COL-adjusted (RPP=90.0)

Kansas Cost of Living Index

Kansas's Regional Price Parity (RPP) is 90.0, meaning prices are 10.0% lower the national average. A Insurance Agent earning $60,920 in Kansas has the equivalent purchasing power of $67,688 in an average-cost US state.

KS: 90.0
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Kansas's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $36,680 $40,755 +$4,075
25th Percentile (P25) $46,360 $51,511 +$5,151
Median (P50) $60,920 $67,688 +$6,768
75th Percentile (P75) $93,830 $104,255 +$10,425
90th Percentile (P90) $138,670 $154,077 +$15,407
Key Insight

A Insurance Agent in Kansas earns $60,920 on paper, but low living costs mean your money goes 11% further — like earning $67,688 in an average-cost state. This makes Kansas one of the best value states for this occupation.

Best States for Insurance Agent (After Cost of Living)

Where does Insurance Agent salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$80,501
RPP 97.7
$76,543
RPP 92.3
$74,239
RPP 88.7
$72,453
RPP 106.4
5. Alabama
$71,822
RPP 87.8
$71,764
RPP 108.8
7. Iowa
$71,436
RPP 88.4
$71,021
RPP 104.7
$70,987
RPP 109.4
10. New York
$70,501
RPP 107.6

Kansas ranks #13 out of 50 states for Insurance Agent after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Insurance Agent in Kansas after cost of living?

A Insurance Agent in Kansas earns a median salary of $60,920 per year. After adjusting for Kansas's cost of living (RPP=90.0), the real purchasing power is $67,688 — a +11.1% difference.

Is Kansas expensive to live in?

Kansas's cost of living is 10.0% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Kansas is 90.0 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Insurance Agent in Kansas: $60,920 x (100 / 90.0) = $67,688. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Insurance Agent in Kansas financially?

From a purchasing power perspective, yes. A Insurance Agent in Kansas enjoys 11.1% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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