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Insurance Agent Salary in Arkansas: Cost of Living Adjusted (2024)

What does a Insurance Agent salary really buy you in Arkansas?

Arkansas is 13.4% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$51,280
Median annual (2024)
+15.5%
Real Purchasing Power
$59,214
COL-adjusted (RPP=86.6)

Arkansas Cost of Living Index

Arkansas's Regional Price Parity (RPP) is 86.6, meaning prices are 13.4% lower the national average. A Insurance Agent earning $51,280 in Arkansas has the equivalent purchasing power of $59,214 in an average-cost US state.

AR: 86.6
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Arkansas's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $29,950 $34,584 +$4,634
25th Percentile (P25) $38,340 $44,272 +$5,932
Median (P50) $51,280 $59,214 +$7,934
75th Percentile (P75) $76,870 $88,764 +$11,894
90th Percentile (P90) $128,780 $148,706 +$19,926
Key Insight

A Insurance Agent in Arkansas earns $51,280 on paper, but low living costs mean your money goes 15% further — like earning $59,214 in an average-cost state. This makes Arkansas one of the best value states for this occupation.

Best States for Insurance Agent (After Cost of Living)

Where does Insurance Agent salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$80,501
RPP 97.7
$76,543
RPP 92.3
$74,239
RPP 88.7
$72,453
RPP 106.4
5. Alabama
$71,822
RPP 87.8
$71,764
RPP 108.8
7. Iowa
$71,436
RPP 88.4
$71,021
RPP 104.7
$70,987
RPP 109.4
10. New York
$70,501
RPP 107.6

Arkansas ranks #29 out of 50 states for Insurance Agent after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Insurance Agent in Arkansas after cost of living?

A Insurance Agent in Arkansas earns a median salary of $51,280 per year. After adjusting for Arkansas's cost of living (RPP=86.6), the real purchasing power is $59,214 — a +15.5% difference.

Is Arkansas expensive to live in?

Arkansas's cost of living is 13.4% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Arkansas is 86.6 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Insurance Agent in Arkansas: $51,280 x (100 / 86.6) = $59,214. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Insurance Agent in Arkansas financially?

From a purchasing power perspective, yes. A Insurance Agent in Arkansas enjoys 15.5% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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