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Healthcare Social Workers Salary in Massachusetts: Cost of Living Adjusted (2024)

What does a Healthcare Social Workers salary really buy you in Massachusetts?

Massachusetts is 9.4% pricier than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$72,280
Median annual (2024)
-8.6%
Real Purchasing Power
$66,069
COL-adjusted (RPP=109.4)

Massachusetts Cost of Living Index

Massachusetts's Regional Price Parity (RPP) is 109.4, meaning prices are 9.4% higher the national average. A Healthcare Social Workers earning $72,280 in Massachusetts has the equivalent purchasing power of $66,069 in an average-cost US state.

MA: 109.4
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Massachusetts's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $51,040 $46,654 $-4,385
25th Percentile (P25) $58,910 $53,848 $-5,061
Median (P50) $72,280 $66,069 $-6,210
75th Percentile (P75) $88,300 $80,712 $-7,587
90th Percentile (P90) $100,670 $92,020 $-8,649
Key Insight

While $72,280 sounds high, Massachusetts's elevated cost of living erases 9% of that salary's purchasing power. Your real buying power is $66,069. Consider whether the higher pay offsets the higher costs.

Best States for Healthcare Social Workers (After Cost of Living)

Where does Healthcare Social Workers salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$82,640
RPP 112.5
2. Oregon
$79,878
RPP 106.6
3. Nevada
$79,128
RPP 96.4
4. Idaho
$77,603
RPP 91.8
5. Vermont
$77,537
RPP 101.1
$76,973
RPP 106.4
7. Utah
$76,582
RPP 94.5
8. Alaska
$76,460
RPP 102.0
9. Hawaii
$76,389
RPP 110.8
$75,893
RPP 104.7

Massachusetts ranks #36 out of 50 states for Healthcare Social Workers after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Healthcare Social Workers in Massachusetts after cost of living?

A Healthcare Social Workers in Massachusetts earns a median salary of $72,280 per year. After adjusting for Massachusetts's cost of living (RPP=109.4), the real purchasing power is $66,069 — a -8.6% difference.

Is Massachusetts expensive to live in?

Massachusetts's cost of living is 9.4% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Massachusetts is 109.4 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Healthcare Social Workers in Massachusetts: $72,280 x (100 / 109.4) = $66,069. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Massachusetts offset the salary?

Partially — a Healthcare Social Workers's nominal salary of $72,280 in Massachusetts has 8.6% less purchasing power due to higher living costs. The real value is $66,069. However, Massachusetts may offer better career opportunities, networking, and industry access.

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