How much does a Gambling Surveillance Officers and Gambling Investigators actually take home in Massachusetts?
5.0% flat rate — 20.3% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Gambling Surveillance Officers and Gambling Investigators earning $45,470 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $45,470 | — |
| Federal Income Tax | -$3,472 | 7.6% |
| Massachusetts State Income Tax | -$2,273 | 5.0% |
| Social Security (OASDI) | -$2,819 | 6.2% |
| Medicare | -$659 | 1.5% |
| Total Taxes | -$9,224 | 20.3% |
| Take-Home Pay | $36,245 | 79.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Gambling Surveillance Officers and Gambling Investigators in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $43,460 | -$8,728 | $34,731 | 20.1% |
| 25th Percentile (P25) | $44,090 | -$8,884 | $35,205 | 20.2% |
| Median (P50) | $45,470 | -$9,224 | $36,245 | 20.3% |
| 75th Percentile (P75) | $58,920 | -$12,539 | $46,380 | 21.3% |
| 90th Percentile (P90) | $59,990 | -$12,803 | $47,186 | 21.3% |
After federal income tax ($3,472), state tax ($2,273), and FICA ($3,478), a Gambling Surveillance Officers and Gambling Investigators in Massachusetts takes home $36,245 per year — or $3,020 per month. The effective tax rate of 20.3% is relatively low compared to the national range.
Where does a Gambling Surveillance Officers and Gambling Investigators keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #10 out of 31 states for Gambling Surveillance Officers and Gambling Investigators after-tax take-home pay.
A Gambling Surveillance Officers and Gambling Investigators in Massachusetts earning a median salary of $45,470 will take home approximately $36,245 per year after federal income tax ($3,472), state income tax ($2,273), and FICA ($3,478). That is $3,020 per month or $1,394 per bi-weekly paycheck.
The effective total tax rate for a Gambling Surveillance Officers and Gambling Investigators in Massachusetts is 20.3%, broken down as: federal income tax 7.6%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Gambling Surveillance Officers and Gambling Investigators's median salary of $45,470, the state income tax amounts to $2,273 per year, which is an effective state rate of 5.0%.
After all taxes, a Gambling Surveillance Officers and Gambling Investigators in Massachusetts takes home approximately $3,020 per month, or about $17.43 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $45,470 for Gambling Surveillance Officers and Gambling Investigators in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $36,245/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR