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Firefighter Salary in New Jersey: Cost of Living Adjusted (2024)

What does a Firefighter salary really buy you in New Jersey?

New Jersey is 8.8% pricier than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$87,660
Median annual (2024)
-8.1%
Real Purchasing Power
$80,569
COL-adjusted (RPP=108.8)

New Jersey Cost of Living Index

New Jersey's Regional Price Parity (RPP) is 108.8, meaning prices are 8.8% higher the national average. A Firefighter earning $87,660 in New Jersey has the equivalent purchasing power of $80,569 in an average-cost US state.

NJ: 108.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for New Jersey's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $47,090 $43,281 $-3,808
25th Percentile (P25) $62,570 $57,509 $-5,060
Median (P50) $87,660 $80,569 $-7,090
75th Percentile (P75) $115,550 $106,204 $-9,345
90th Percentile (P90) $124,980 $114,871 $-10,108
Key Insight

While $87,660 sounds high, New Jersey's elevated cost of living erases 8% of that salary's purchasing power. Your real buying power is $80,569. Consider whether the higher pay offsets the higher costs.

Best States for Firefighter (After Cost of Living)

Where does Firefighter salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$85,145
RPP 109.8
$82,137
RPP 107.6
$80,569
RPP 108.8
$78,065
RPP 101.3
$74,838
RPP 102.3
$74,251
RPP 96.2
$74,133
RPP 112.5
$72,988
RPP 106.4
9. Montana
$70,897
RPP 90.3
10. Nevada
$69,626
RPP 96.4

New Jersey ranks #3 out of 49 states for Firefighter after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Firefighter in New Jersey after cost of living?

A Firefighter in New Jersey earns a median salary of $87,660 per year. After adjusting for New Jersey's cost of living (RPP=108.8), the real purchasing power is $80,569 — a -8.1% difference.

Is New Jersey expensive to live in?

New Jersey's cost of living is 8.8% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for New Jersey is 108.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Firefighter in New Jersey: $87,660 x (100 / 108.8) = $80,569. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in New Jersey offset the salary?

Partially — a Firefighter's nominal salary of $87,660 in New Jersey has 8.1% less purchasing power due to higher living costs. The real value is $80,569. However, New Jersey may offer better career opportunities, networking, and industry access.

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