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Firefighter Salary in Kentucky: Cost of Living Adjusted (2024)

What does a Firefighter salary really buy you in Kentucky?

Kentucky is 10.6% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$37,140
Median annual (2024)
+11.9%
Real Purchasing Power
$41,543
COL-adjusted (RPP=89.4)

Kentucky Cost of Living Index

Kentucky's Regional Price Parity (RPP) is 89.4, meaning prices are 10.6% lower the national average. A Firefighter earning $37,140 in Kentucky has the equivalent purchasing power of $41,543 in an average-cost US state.

KY: 89.4
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Kentucky's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $26,680 $29,843 +$3,163
25th Percentile (P25) $31,510 $35,246 +$3,736
Median (P50) $37,140 $41,543 +$4,403
75th Percentile (P75) $48,280 $54,004 +$5,724
90th Percentile (P90) $58,860 $65,838 +$6,978
Key Insight

A Firefighter in Kentucky earns $37,140 on paper, but low living costs mean your money goes 12% further — like earning $41,543 in an average-cost state. This makes Kentucky one of the best value states for this occupation.

Best States for Firefighter (After Cost of Living)

Where does Firefighter salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$85,145
RPP 109.8
$82,137
RPP 107.6
$80,569
RPP 108.8
$78,065
RPP 101.3
$74,838
RPP 102.3
$74,251
RPP 96.2
$74,133
RPP 112.5
$72,988
RPP 106.4
9. Montana
$70,897
RPP 90.3
10. Nevada
$69,626
RPP 96.4

Kentucky ranks #47 out of 49 states for Firefighter after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Firefighter in Kentucky after cost of living?

A Firefighter in Kentucky earns a median salary of $37,140 per year. After adjusting for Kentucky's cost of living (RPP=89.4), the real purchasing power is $41,543 — a +11.9% difference.

Is Kentucky expensive to live in?

Kentucky's cost of living is 10.6% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Kentucky is 89.4 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Firefighter in Kentucky: $37,140 x (100 / 89.4) = $41,543. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Firefighter in Kentucky financially?

From a purchasing power perspective, yes. A Firefighter in Kentucky enjoys 11.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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