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Financial Advisor Salary in North Dakota: Cost of Living Adjusted (2024)

What does a Financial Advisor salary really buy you in North Dakota?

North Dakota is 11.3% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$98,990
Median annual (2024)
+12.7%
Real Purchasing Power
$111,600
COL-adjusted (RPP=88.7)

North Dakota Cost of Living Index

North Dakota's Regional Price Parity (RPP) is 88.7, meaning prices are 11.3% lower the national average. A Financial Advisor earning $98,990 in North Dakota has the equivalent purchasing power of $111,600 in an average-cost US state.

ND: 88.7
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for North Dakota's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $55,850 $62,965 +$7,115
25th Percentile (P25) $64,440 $72,649 +$8,209
Median (P50) $98,990 $111,600 +$12,610
75th Percentile (P75) $125,980 $142,029 +$16,049
90th Percentile (P90) $217,370 $245,062 +$27,692
Key Insight

A Financial Advisor in North Dakota earns $98,990 on paper, but low living costs mean your money goes 13% further — like earning $111,600 in an average-cost state. This makes North Dakota one of the best value states for this occupation.

Best States for Financial Advisor (After Cost of Living)

Where does Financial Advisor salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$156,105
RPP 107.6
2. Idaho
$148,627
RPP 91.8
$140,204
RPP 88.0
$130,785
RPP 98.0
$125,330
RPP 92.3
$116,676
RPP 105.0
$114,355
RPP 112.5
$113,685
RPP 108.8
9. Kansas
$112,011
RPP 90.0
$111,600
RPP 88.7

North Dakota ranks #10 out of 46 states for Financial Advisor after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Financial Advisor in North Dakota after cost of living?

A Financial Advisor in North Dakota earns a median salary of $98,990 per year. After adjusting for North Dakota's cost of living (RPP=88.7), the real purchasing power is $111,600 — a +12.7% difference.

Is North Dakota expensive to live in?

North Dakota's cost of living is 11.3% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for North Dakota is 88.7 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Financial Advisor in North Dakota: $98,990 x (100 / 88.7) = $111,600. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Financial Advisor in North Dakota financially?

From a purchasing power perspective, yes. A Financial Advisor in North Dakota enjoys 12.7% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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