How does Credit Counselors salary grow from entry-level to senior? National salary progression based on 46 states with BLS data.
85% career growth potentialData: BLS OEWS 2024 • National averages across 46 states • Updated 2026-04-06
The salary range for Credit Counselors spans from $38,832 at entry-level to $72,024 at senior level — a difference of $33,192 per year.
Senior Credit Counselorss earn $33,192 more per year than entry-level professionals.
Complete percentile breakdown showing how Credit Counselors salary increases with experience, from entry-level (10th percentile) to senior (90th percentile).
| Experience Level | Percentile | Annual Salary | Monthly | Hourly |
|---|---|---|---|---|
| Entry-Level | P10 | $38,832 | $3,236 | $18.67 |
| Early Career | P25 | $42,757 | $3,563 | $20.56 |
| Mid-Career | Median | $48,987 | $4,082 | $23.55 |
| Experienced | P75 | $59,369 | $4,947 | $28.54 |
| Senior / Expert | P90 | $72,024 | $6,002 | $34.63 |
Credit Counselors has a moderate salary progression with a 85% growth from entry-level ($38,832) to senior ($72,024). While the growth potential is steady, professionals looking to maximize earnings may benefit from specialization, advanced certifications, or moving to higher-paying states. The gap between median ($48,987) and P90 ($72,024) shows there is still room for meaningful growth beyond mid-career.
Which states pay the highest senior-level salaries for Credit Counselors? Top 10 states ranked by 90th percentile (senior) pay.
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Entry-level Credit Counselorss (10th percentile) earn approximately $38,832 per year, or $3,236 per month. Early-career professionals (25th percentile) earn around $42,757. Based on 2024 BLS OEWS data across all U.S. states.
Senior Credit Counselorss (90th percentile) earn approximately $72,024 per year. Experienced professionals (75th percentile) earn around $59,369. This represents a career premium of 85% over entry-level pay.
The career salary growth potential for Credit Counselorss is 85%. Entry-level professionals start at $38,832, while senior-level can earn up to $72,024 — a difference of $33,192 per year.
The highest-paying state for senior Credit Counselorss is South Dakota, where 90th-percentile salaries reach $106,470 per year. See the full state-by-state comparison above.
We use BLS Occupational Employment and Wage Statistics (OEWS) 2024 data. The 10th percentile (P10) approximates entry-level pay — the salary that 90% of workers earn more than. The 90th percentile (P90) approximates senior/expert-level pay — only 10% of workers earn above this threshold. National averages are computed across all reporting U.S. states.
Salary percentile data is sourced from the U.S. Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS), May 2024. National averages are computed across 46 states and the District of Columbia. P10 approximates entry-level compensation; P90 approximates senior/expert-level compensation. Actual salaries vary based on location, employer, experience, education, and certifications.
Our Methodology · Data Sources · Source: BLS OEWS