How much does a Clinical and Counseling Psychologists actually take home in Texas?
No state income tax — 18.8% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Clinical and Counseling Psychologists earning $75,140 in Texas (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $75,140 | — |
| Federal Income Tax | -$8,371 | 11.1% |
| Texas State Income Tax | -$0 | 0.0% |
| Social Security (OASDI) | -$4,658 | 6.2% |
| Medicare | -$1,089 | 1.4% |
| Total Taxes | -$14,120 | 18.8% |
| Take-Home Pay | $61,019 | 81.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Clinical and Counseling Psychologists in Texas.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $32,490 | -$4,400 | $28,089 | 13.5% |
| 25th Percentile (P25) | $52,550 | -$8,342 | $44,207 | 15.9% |
| Median (P50) | $75,140 | -$14,120 | $61,019 | 18.8% |
| 75th Percentile (P75) | $105,360 | -$23,080 | $82,279 | 21.9% |
| 90th Percentile (P90) | $135,010 | -$32,269 | $102,740 | 23.9% |
Texas has no state income tax, which means a Clinical and Counseling Psychologists keeps $61,019 of their $75,140 salary — 81.2% of gross pay. Only federal income tax and FICA reduce the paycheck, making Texas one of the most tax-friendly states for this occupation.
Where does a Clinical and Counseling Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Texas ranks #30 out of 45 states for Clinical and Counseling Psychologists after-tax take-home pay.
A Clinical and Counseling Psychologists in Texas earning a median salary of $75,140 will take home approximately $61,019 per year after federal income tax ($8,371), state income tax ($0), and FICA ($5,748). That is $5,085 per month or $2,346 per bi-weekly paycheck.
The effective total tax rate for a Clinical and Counseling Psychologists in Texas is 18.8%, broken down as: federal income tax 11.1%, Texas state tax 0.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
No, Texas does not levy a state income tax on wages. This means a Clinical and Counseling Psychologists in Texas only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 18.8%.
After all taxes, a Clinical and Counseling Psychologists in Texas takes home approximately $5,085 per month, or about $29.34 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $75,140 for Clinical and Counseling Psychologists in Texas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Texas state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $61,019/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR