How much does a Clinical and Counseling Psychologists actually take home in Rhode Island?
Progressive (up to 6.0%) — 26.3% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Clinical and Counseling Psychologists earning $110,000 in Rhode Island (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $110,000 | — |
| Federal Income Tax | -$16,041 | 14.6% |
| Rhode Island State Income Tax | -$4,490 | 4.1% |
| Social Security (OASDI) | -$6,820 | 6.2% |
| Medicare | -$1,595 | 1.5% |
| Total Taxes | -$28,946 | 26.3% |
| Take-Home Pay | $81,053 | 73.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Clinical and Counseling Psychologists in Rhode Island.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $56,150 | -$11,155 | $44,994 | 19.9% |
| 25th Percentile (P25) | $88,240 | -$21,461 | $66,778 | 24.3% |
| Median (P50) | $110,000 | -$28,946 | $81,053 | 26.3% |
| 75th Percentile (P75) | $136,560 | -$38,511 | $98,048 | 28.2% |
| 90th Percentile (P90) | $215,660 | -$65,860 | $149,799 | 30.5% |
After federal income tax ($16,041), state tax ($4,490), and FICA ($8,415), a Clinical and Counseling Psychologists in Rhode Island takes home $81,053 per year — or $6,754 per month. The effective tax rate of 26.3% is moderate compared to the national range.
Where does a Clinical and Counseling Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Rhode Island ranks #6 out of 45 states for Clinical and Counseling Psychologists after-tax take-home pay.
A Clinical and Counseling Psychologists in Rhode Island earning a median salary of $110,000 will take home approximately $81,053 per year after federal income tax ($16,041), state income tax ($4,490), and FICA ($8,415). That is $6,754 per month or $3,117 per bi-weekly paycheck.
The effective total tax rate for a Clinical and Counseling Psychologists in Rhode Island is 26.3%, broken down as: federal income tax 14.6%, Rhode Island state tax 4.1%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Rhode Island has a progressive (up to 6.0%). On a Clinical and Counseling Psychologists's median salary of $110,000, the state income tax amounts to $4,490 per year, which is an effective state rate of 4.1%.
After all taxes, a Clinical and Counseling Psychologists in Rhode Island takes home approximately $6,754 per month, or about $38.97 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $110,000 for Clinical and Counseling Psychologists in Rhode Island, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Rhode Island state income tax (progressive (up to 6.0%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $81,053/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR