How much does a Clinical and Counseling Psychologists actually take home in North Carolina?
4.5% flat rate — 23.8% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Clinical and Counseling Psychologists earning $78,630 in North Carolina (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $78,630 | — |
| Federal Income Tax | -$9,139 | 11.6% |
| North Carolina State Income Tax | -$3,538 | 4.5% |
| Social Security (OASDI) | -$4,875 | 6.2% |
| Medicare | -$1,140 | 1.4% |
| Total Taxes | -$18,693 | 23.8% |
| Take-Home Pay | $59,936 | 76.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Clinical and Counseling Psychologists in North Carolina.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $48,430 | -$9,711 | $38,718 | 20.1% |
| 25th Percentile (P25) | $63,340 | -$13,471 | $49,868 | 21.3% |
| Median (P50) | $78,630 | -$18,693 | $59,936 | 23.8% |
| 75th Percentile (P75) | $104,240 | -$27,438 | $76,801 | 26.3% |
| 90th Percentile (P90) | $141,720 | -$40,770 | $100,949 | 28.8% |
After federal income tax ($9,139), state tax ($3,538), and FICA ($6,015), a Clinical and Counseling Psychologists in North Carolina takes home $59,936 per year — or $4,994 per month. The effective tax rate of 23.8% is relatively low compared to the national range.
Where does a Clinical and Counseling Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
North Carolina ranks #31 out of 45 states for Clinical and Counseling Psychologists after-tax take-home pay.
A Clinical and Counseling Psychologists in North Carolina earning a median salary of $78,630 will take home approximately $59,936 per year after federal income tax ($9,139), state income tax ($3,538), and FICA ($6,015). That is $4,994 per month or $2,305 per bi-weekly paycheck.
The effective total tax rate for a Clinical and Counseling Psychologists in North Carolina is 23.8%, broken down as: federal income tax 11.6%, North Carolina state tax 4.5%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
North Carolina has a 4.5% flat rate. On a Clinical and Counseling Psychologists's median salary of $78,630, the state income tax amounts to $3,538 per year, which is an effective state rate of 4.5%.
After all taxes, a Clinical and Counseling Psychologists in North Carolina takes home approximately $4,994 per month, or about $28.82 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $78,630 for Clinical and Counseling Psychologists in North Carolina, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), North Carolina state income tax (4.5% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $59,936/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR