How much does a Clinical and Counseling Psychologists actually take home in Maine?
Progressive (up to 7.1%) — 28.0% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
Some links are affiliate links. See our disclosure.
Detailed line-by-line tax calculation for a Clinical and Counseling Psychologists earning $97,770 in Maine (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $97,770 | — |
| Federal Income Tax | -$13,350 | 13.7% |
| Maine State Income Tax | -$6,525 | 6.7% |
| Social Security (OASDI) | -$6,061 | 6.2% |
| Medicare | -$1,417 | 1.4% |
| Total Taxes | -$27,355 | 28.0% |
| Take-Home Pay | $70,414 | 72.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Clinical and Counseling Psychologists in Maine.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $79,180 | -$20,514 | $58,665 | 25.9% |
| 25th Percentile (P25) | $83,990 | -$22,284 | $61,705 | 26.5% |
| Median (P50) | $97,770 | -$27,355 | $70,414 | 28.0% |
| 75th Percentile (P75) | $119,580 | -$35,470 | $84,109 | 29.7% |
| 90th Percentile (P90) | $230,050 | -$76,673 | $153,376 | 33.3% |
After federal income tax ($13,350), state tax ($6,525), and FICA ($7,479), a Clinical and Counseling Psychologists in Maine takes home $70,414 per year — or $5,867 per month. The effective tax rate of 28.0% is moderate compared to the national range.
Where does a Clinical and Counseling Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maine ranks #16 out of 45 states for Clinical and Counseling Psychologists after-tax take-home pay.
A Clinical and Counseling Psychologists in Maine earning a median salary of $97,770 will take home approximately $70,414 per year after federal income tax ($13,350), state income tax ($6,525), and FICA ($7,479). That is $5,867 per month or $2,708 per bi-weekly paycheck.
The effective total tax rate for a Clinical and Counseling Psychologists in Maine is 28.0%, broken down as: federal income tax 13.7%, Maine state tax 6.7%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Maine has a progressive (up to 7.1%). On a Clinical and Counseling Psychologists's median salary of $97,770, the state income tax amounts to $6,525 per year, which is an effective state rate of 6.7%.
After all taxes, a Clinical and Counseling Psychologists in Maine takes home approximately $5,867 per month, or about $33.85 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $97,770 for Clinical and Counseling Psychologists in Maine, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maine state income tax (progressive (up to 7.1%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $70,414/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR