How much does a Child, Family, and School Social Workers actually take home in Tennessee?
No state income tax — 15.6% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Child, Family, and School Social Workers earning $48,410 in Tennessee (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $48,410 | — |
| Federal Income Tax | -$3,825 | 7.9% |
| Tennessee State Income Tax | -$0 | 0.0% |
| Social Security (OASDI) | -$3,001 | 6.2% |
| Medicare | -$701 | 1.5% |
| Total Taxes | -$7,528 | 15.6% |
| Take-Home Pay | $40,881 | 84.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Child, Family, and School Social Workers in Tennessee.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $36,450 | -$5,178 | $31,271 | 14.2% |
| 25th Percentile (P25) | $42,660 | -$6,398 | $36,261 | 15.0% |
| Median (P50) | $48,410 | -$7,528 | $40,881 | 15.6% |
| 75th Percentile (P75) | $62,670 | -$10,422 | $52,247 | 16.6% |
| 90th Percentile (P90) | $71,280 | -$12,975 | $58,304 | 18.2% |
Tennessee has no state income tax, which means a Child, Family, and School Social Workers keeps $40,881 of their $48,410 salary — 84.4% of gross pay. Only federal income tax and FICA reduce the paycheck, making Tennessee one of the most tax-friendly states for this occupation.
Where does a Child, Family, and School Social Workers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Tennessee ranks #28 out of 51 states for Child, Family, and School Social Workers after-tax take-home pay.
A Child, Family, and School Social Workers in Tennessee earning a median salary of $48,410 will take home approximately $40,881 per year after federal income tax ($3,825), state income tax ($0), and FICA ($3,703). That is $3,406 per month or $1,572 per bi-weekly paycheck.
The effective total tax rate for a Child, Family, and School Social Workers in Tennessee is 15.6%, broken down as: federal income tax 7.9%, Tennessee state tax 0.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
No, Tennessee does not levy a state income tax on wages. This means a Child, Family, and School Social Workers in Tennessee only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 15.6%.
After all taxes, a Child, Family, and School Social Workers in Tennessee takes home approximately $3,406 per month, or about $19.65 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $48,410 for Child, Family, and School Social Workers in Tennessee, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Tennessee state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $40,881/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR