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Chef Salary in Montana: Cost of Living Adjusted (2024)

What does a Chef salary really buy you in Montana?

Montana is 9.7% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$55,650
Median annual (2024)
+10.7%
Real Purchasing Power
$61,627
COL-adjusted (RPP=90.3)

Montana Cost of Living Index

Montana's Regional Price Parity (RPP) is 90.3, meaning prices are 9.7% lower the national average. A Chef earning $55,650 in Montana has the equivalent purchasing power of $61,627 in an average-cost US state.

MT: 90.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Montana's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $38,020 $42,104 +$4,084
25th Percentile (P25) $46,070 $51,018 +$4,948
Median (P50) $55,650 $61,627 +$5,977
75th Percentile (P75) $70,160 $77,696 +$7,536
90th Percentile (P90) $78,990 $87,475 +$8,485
Key Insight

A Chef in Montana earns $55,650 on paper, but low living costs mean your money goes 11% further — like earning $61,627 in an average-cost state. This makes Montana one of the best value states for this occupation.

Best States for Chef (After Cost of Living)

Where does Chef salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$86,392
RPP 88.7
$75,606
RPP 104.7
3. Hawaii
$73,285
RPP 110.8
4. Alabama
$71,378
RPP 87.8
5. Wyoming
$70,500
RPP 91.9
$68,150
RPP 89.2
$66,622
RPP 98.0
$65,480
RPP 93.6
$65,201
RPP 109.4
10. Wisconsin
$65,189
RPP 92.3

Montana ranks #25 out of 50 states for Chef after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Chef in Montana after cost of living?

A Chef in Montana earns a median salary of $55,650 per year. After adjusting for Montana's cost of living (RPP=90.3), the real purchasing power is $61,627 — a +10.7% difference.

Is Montana expensive to live in?

Montana's cost of living is 9.7% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Montana is 90.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Chef in Montana: $55,650 x (100 / 90.3) = $61,627. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Chef in Montana financially?

From a purchasing power perspective, yes. A Chef in Montana enjoys 10.7% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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