How much does a Biochemists and Biophysicists actually take home in Massachusetts?
5.0% flat rate — 28.5% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Biochemists and Biophysicists earning $127,680 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $127,680 | — |
| Federal Income Tax | -$20,181 | 15.8% |
| Massachusetts State Income Tax | -$6,384 | 5.0% |
| Social Security (OASDI) | -$7,916 | 6.2% |
| Medicare | -$1,851 | 1.4% |
| Total Taxes | -$36,333 | 28.5% |
| Take-Home Pay | $91,346 | 71.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Biochemists and Biophysicists in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $78,520 | -$19,048 | $59,471 | 24.3% |
| 25th Percentile (P25) | $101,520 | -$27,017 | $74,502 | 26.6% |
| Median (P50) | $127,680 | -$36,333 | $91,346 | 28.5% |
| 75th Percentile (P75) | $136,940 | -$39,727 | $97,212 | 29.0% |
| 90th Percentile (P90) | $174,210 | -$53,038 | $121,171 | 30.4% |
After federal income tax ($20,181), state tax ($6,384), and FICA ($9,767), a Biochemists and Biophysicists in Massachusetts takes home $91,346 per year — or $7,612 per month. The effective tax rate of 28.5% is moderate compared to the national range.
Where does a Biochemists and Biophysicists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #2 out of 35 states for Biochemists and Biophysicists after-tax take-home pay.
A Biochemists and Biophysicists in Massachusetts earning a median salary of $127,680 will take home approximately $91,346 per year after federal income tax ($20,181), state income tax ($6,384), and FICA ($9,767). That is $7,612 per month or $3,513 per bi-weekly paycheck.
The effective total tax rate for a Biochemists and Biophysicists in Massachusetts is 28.5%, broken down as: federal income tax 15.8%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Biochemists and Biophysicists's median salary of $127,680, the state income tax amounts to $6,384 per year, which is an effective state rate of 5.0%.
After all taxes, a Biochemists and Biophysicists in Massachusetts takes home approximately $7,612 per month, or about $43.92 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $127,680 for Biochemists and Biophysicists in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $91,346/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR