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Bill and Account Collectors Salary in Texas: Cost of Living Adjusted (2024)

What does a Bill and Account Collectors salary really buy you in Texas?

Texas is 2.5% cheaper than the US average

Data: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-03-31

Nominal Salary
$44,200
Median annual (2024)
+2.6%
Real Purchasing Power
$45,333
COL-adjusted (RPP=97.5)

Texas Cost of Living Index

Texas's Regional Price Parity (RPP) is 97.5, meaning prices are 2.5% lower the national average. A Bill and Account Collectors earning $44,200 in Texas has the equivalent purchasing power of $45,333 in an average-cost US state.

TX: 97.5
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Texas's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $30,640 $31,425 +$785
25th Percentile (P25) $35,600 $36,512 +$912
Median (P50) $44,200 $45,333 +$1,133
75th Percentile (P75) $50,980 $52,287 +$1,307
90th Percentile (P90) $62,640 $64,246 +$1,606
Key Insight

Texas's cost of living is close to the national average, so $44,200 keeps most of its value at $45,333 in real terms. Location choice here is more about career opportunities than cost arbitrage.

Best States for Bill and Account Collectors (After Cost of Living)

Where does Bill and Account Collectors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Alaska
$56,931
RPP 102.0
$52,708
RPP 92.3
$50,939
RPP 106.4
$50,846
RPP 91.0
5. Montana
$50,753
RPP 90.3
$50,728
RPP 112.5
7. Vermont
$50,514
RPP 101.1
$50,219
RPP 104.7
$50,212
RPP 89.4
10. Missouri
$49,989
RPP 91.1

Texas ranks #38 out of 50 states for Bill and Account Collectors after cost-of-living adjustment.

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Frequently Asked Questions

What is the real salary for a Bill and Account Collectors in Texas after cost of living?

A Bill and Account Collectors in Texas earns a median salary of $44,200 per year. After adjusting for Texas's cost of living (RPP=97.5), the real purchasing power is $45,333 — a +2.6% difference.

Is Texas expensive to live in?

Texas's cost of living is 2.5% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Texas is 97.5 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Bill and Account Collectors in Texas: $44,200 x (100 / 97.5) = $45,333. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Bill and Account Collectors in Texas financially?

From a purchasing power perspective, yes. A Bill and Account Collectors in Texas enjoys 2.6% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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