Last updated: 2025 BLS data · Page refreshed:
How much does a Embalmers actually take home in Iowa?
3.9% flat rate — 18.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Embalmers earning $39,490 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $39,490 | — |
| Federal Income Tax | -$2,754 | 7.0% |
| Iowa State Income Tax | -$1,540 | 3.9% |
| Social Security (OASDI) | -$2,448 | 6.2% |
| Medicare | -$572 | 1.5% |
| Total Taxes | -$7,315 | 18.5% |
| Take-Home Pay | $32,174 | 81.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Embalmers in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $31,810 | -$5,507 | $26,302 | 17.3% |
| 25th Percentile (P25) | $34,610 | -$6,166 | $28,443 | 17.8% |
| Median (P50) | $39,490 | -$7,315 | $32,174 | 18.5% |
| 75th Percentile (P75) | $75,660 | -$17,224 | $58,435 | 22.8% |
| 90th Percentile (P90) | $78,420 | -$18,150 | $60,269 | 23.1% |
After federal income tax ($2,754), state tax ($1,540), and FICA ($3,020), a Embalmers in Iowa takes home $32,174 per year — or $2,681 per month. The effective tax rate of 18.5% is relatively low compared to the national range.
A Embalmers in Iowa faces an effective total tax rate of only 18.5%, keeping 81.5% of every gross dollar. That leaves $32,174 net out of $39,490 gross — a favorable outcome compared to states with combined rates above 30%.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Embalmers salary that contributes $1,540 to the 3.9% effective state-tax burden.
Federal tax on this Embalmers salary is $2,755 (38%), but combined state ($1,540, 21%) + FICA ($3,021, 41%) make up the other 62% of the bill.
A Embalmers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $33,714 — only $1,540 (4.8%) more than in Iowa.
Iowa sits near the bottom (#28 of 28) for Embalmers after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $32,174 net/year works out to $2,681/month or $1,237/bi-weekly for this Embalmers in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a Embalmers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #28 out of 28 states for Embalmers after-tax take-home pay.
A Embalmers in Iowa earning a median salary of $39,490 will take home approximately $32,174 per year after federal income tax ($2,754), state income tax ($1,540), and FICA ($3,020). That is $2,681 per month or $1,237 per bi-weekly paycheck.
The effective total tax rate for a Embalmers in Iowa is 18.5%, broken down as: federal income tax 7.0%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Embalmers's median salary of $39,490, the state income tax amounts to $1,540 per year, which is an effective state rate of 3.9%.
After all taxes, a Embalmers in Iowa takes home approximately $2,681 per month, or about $15.47 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $39,490 for Embalmers in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $32,174/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR